3 Major International Fintech Players You Need to Know About

3 Major International Fintech Players You Need to Know About

Silicon Valley has a long-established reputation as the online startup hub of the world. When people imagine young entrepreneurs developing the next big app, they usually picture trendy Californians in open offices, essentially re-enacting scenes from The Social Network. But this stereotype overlooks the essential contributions of other countries. This is especially true when it… Continue Reading

3 Major Ways Fintech Has Changed Your Life

3 Major Ways Fintech Has Changed Your Life

The media spends so much time covering how fintech services will change our lives that it’s easy to forget how it already has changed our lives. While emerging technologies haven’t completely replaced cash or traditional financial institutions, the convenience they offer has certainly impacted numerous daily activities in ways that are easily overlooked. The following… Continue Reading

Major Fintech Challenges We Need to Address

Major Fintech Challenges We Need to Address

It will change how you save money. It will change how you spend money. It will change the entire world. When talking about the fintech revolution, people can get pretty enthusiastic. And make no mistake about it, there’s good reason to be excited. Fintech will have an undeniable influence on the everyday lives of billions,… Continue Reading

This Is Why It’s Hard for Banks and Fintech Startups to Collaborate

This Is Why It’s Hard for Banks and Fintech Startups to Collaborate

The debate has been settled: yes, a fintech revolution is occurring. In other words, traditional financial institutions can no longer dismiss the potential for massive industry disruption. They must adapt or die. Many agree that the best way to adapt is to collaborate with fintech firms, instead of trying to beat them at their own… Continue Reading

How Banks and Fintech Startups Can Benefit from Collaboration

How Banks and Fintech Startups Can Benefit from Collaboration

With fintech startups poised to earn record funding this year, it’s clear that traditional financial institutions will have to adjust to the changing landscape of the marketplace. While some may dismiss banks as dinosaurs that are ready to go extinct, others believe that both fintech companies and banks can benefit from collaborating with one another.… Continue Reading

This Is How the Internet of Things Will Change Fintech for the Better

This Is How the Internet of Things Will Change Fintech for the Better

The popularity of fintech is on the rise around the world. For that matter, so is the popularity of the “Internet of Things,” a term that refers to products and devices that transmit data and allow users to perform functions via the internet. Thus, it’s worthwhile to consider how these two booming industries may overlap… Continue Reading

The Essential Role of Collaboration in the Fintech Revolution

The Essential Role of Collaboration in the Fintech Revolution

Is fintech truly going to revolutionize our lives? According to the latest EY Fintech Adoption Index, the answer is a resounding yes. Polls of 20 markets indicate that approximately one-third of consumers who actively use digital technology have adopted some type of fintech service. First of all, it appears that emerging markets are most responsible… Continue Reading

All Fintech Startups Need These 5 Qualities

All Fintech Startups Need These 5 Qualities

In any industry, trying to predict with 100 percent accuracy which startups will succeed and which will fail is a fool’s errand—there are simply too many variables to account for. That said, there are certain essential factors that can give one startup an advantage over another. Fintech companies are no different. Although two random fintech… Continue Reading

How Can Young Adults Take Advantage of the Fintech Industry?

How Can Young Adults Take Advantage of the Fintech Industry?

While mobile devices have had a clear impact on consumer spending habits, it’s important not to overlook another effect this technology has had: providing users with easier access to financial services. Fintech has already helped unbanked and underbanked people in Africa take advantage of financial services without relying on traditional institutions. We should expect similar… Continue Reading

What You Need to Know about Africa’s Fintech Scene

What You Need to Know about Africa’s Fintech Scene

If you ask the average person to imagine where fintech startups are based, most will assume that Silicon Valley is the exclusive hotbed of this activity. Thus, you might be surprised to learn that Africa is actually home to numerous fintech startups. Most of these companies focus on offering payment services that help people send… Continue Reading